Merchant Account Reviews

Just like any business’s success, our company’s success hangs on how well we provide services to other Canadian Small Business Owners. We have been blessed to have majority of our business come from referrals. Below are just a few testimonials and thank-you letters we have received over the years. for helping Small Businesses connect to cost effective merchant accounts. We hope to add you to our growing list of elated clients.’s Testimonials:

“Whether you are starting out in your search for a merchant account or looking to move an existing account ‘’ is the right place. The wealth of knowledge available on their site is a great time saver in trying to wade through all the mumbo-jumbo. The pricing is better than competitive right out of the gate. No hidden costs and great follow up and continuing education. I have an existing merchant account that I am going to move when the contract is up. A pleasure to do business with.” - Ernie Prommer – Owner @ GRand Forks flooring & Decor

“ made it easy to get set up with POS equipment, they were helpful, easy to deal with and affordable. I was amazed how easy it was to set up the equipment! Thank you for your assistance with everything.” - Kirsten Foksowicz Owner @ Second-Wind Auto Sales

“I was becoming so tired of hearing that my business, selling event tickets, was “high risk”. Major processors wouldn’t even look at my application. I was becoming resigned to the fact that I would have to try to work with someone specializing in high risk if I wanted to accept credit cards. Finally I contacted almost begging them to take a look. Well within 48 hours they had a large processor wanting to see my application and approval followed almost immediately. I can’t thank you enough Dat.” - Rick Koning Owner @ See It Live

“The service was great. It couldn’t get better. I wish there were more Card Processing Services like these. I will most certainly refer other businesses interested in getting merchant account brokers like these.” - Searchlite Industrial Products

“A special thank you for your friendly and professional service. Your response was very quick on all aspects when I had inquired about a debit terminal. Info was explained where I could understand and in black and white. Nothing hidden. I was set up in less than a week and the terminal is so easy to use. Your follow up support has also been greatly appreciated.” Dusanka Tusak, Hamilton, Ontario

“I’m very grateful that you were able to help us to get setup so quickly! The fact that you’re very approachable and accessible during the whole process is a big bonus! I know that takes a lot of commitment on your part and I recognize that! Much appreciated! ” - Andreas Svenningsson, ASECO Solutions, Calgary, AB

“The customer service that you provided my new company “Go Big Media” was exceptional. You are extremely knowledgeable about all aspects of the credit card processing industry. The processing solution that you developed for us will save my company time and money. Throughout the information gathering and application process you answered all my questions thoroughly and promptly. I will recommend your professional services to my friends, family or business associates that are looking for a cost effective credit card processing solution. Thank you Dat for all your help in making the right decision!- Sincerely, Mr. Rick Klassen Owner of Go Big Media

“When we opened our 1st Wellness Centre in Clarkson Village, we needed a Visa/MC/Debit solution that was cost effective, secure, easy and quick. (Had PayPal Virtual Terminal which was limited, very expensive and slow.) After speaking with a number of suppliers (including the bank) and becoming totally confused on who did what at what cost, we found We answered a simple questionnaire on our needs, and got an end-to-end solution quotation that proved simpler and less costly than any we had found on our own. Got approved in days, received the equipment, plugged it in and voila, it worked perfectly. It was easy and we appreciated CMAS’s teams constant follow-up services and attention to detail. We would recommend to anyone seeking a simple, very competitive one-stop solution for Visa/MC/Debit in their business.” - Diane McLaren, Holistic Health Practitioner & Wellness Coach

“Dat To and his team are on the ball and professional. They took my hands and showed me what needs to get done and what options I have including what results I may get per option. I truly appreciated it. Everything was done when they said things would get done. I highly recommend Dat and his team to help any business with merchant processing! Thank you again!!!” Hanna – Owner @ The Busy Genie

“My wife and I had pretty much decided that we were going to deal with our local bank for our POS business needs, however, I felt I needed to see what other companies were offering to merchants. My search led me to The first thing that struck me was the wealth of knowledge they had about the industry and how easy they made it for a first timer like me to understand how the whole process works. I submitted my application and was impressed at how quickly I received an acknowledgment from and then a phone call from his Dat. Not only did they save me $$ compared to my local bank they set me up with a POS a/c that was better suited to my company. Thanks CMAS for all your help you definitely have my recommendation. Keep up the good work.” Paul Pitters – Owner @ Unique Peace Home Furnishings

“I don’t know were we would be without your service. Probably struggling still to try and set up our merchant account, losing business because we could not cater to the electronic side of daily sales. And I am cheerful due to the good service. Believe me I have spent 20 Years in a high pressure, high demand Service trade where NO is not an option. You brought that kind of service to the table and it is close to unheard of these days. So Once again from all of us here at Valley Cache 168, in small town Minnedosa, we Thank you” Derek Folk - Owner @ Valley Cache


“ contacted us at the perfect time when we were in the market for a new Merchant Processor. Their inviting e-mail caught our attention and we contacted them to see what they can offer. Their promises were met and they never delayed, which is very important to any business. We were set up immediately and ready to process again thanks to They kept in touch after we received the services which shows that they are a stand up company. I would personally recommend this merchant account brokerage to any business owner to deal with because of my personal experience.” Hassan Syed Owner @ Metro Car & Truck Rental

“My company is a manufacturer/distributor of educational products. Some of our customers wanted to use credit cards for payments so I approached several people including Dat To, at I was prepared to proceed with Mathew, but I was directed by others within my company to work with a company affiliated with our bank. A few months later an administrative issue came up where we lost our service. I contacted Dat immediately, and we were back up and running within a few days, far faster than the original company we dealt with. I strongly recommend for advice and to guide you through the maze. They understand the merchant account business and are very effective. A pleasure to do business with.” Rick Dingman Owner @ Copernicus Educational Products Inc.

“From start to finish, a smooth set up. I must say that this was painless, and my sales exploded after giving my customers more options for payment. Well worth the costs.” - Craig Lambie Owner @

“My client is in the construction business. You helped us get an electronic CC system implemented that is easy for the office staff to use and easy for the customer to receive a receipt. And we can import all our transactions into our accounting program. Your service was swift, your expertise amazing and both my client and I are grateful we selected your services. I will be passing on your name to other clients and many of my colleagues who are struggling with CC payment systems with clients are not in the office to ‘swipe’ the card. Thank you.”Marilyn Strong @ The Strong Group

“ provides first rate professional service. In our previous business, the application phase for our credit card processing service was very stressful and time consuming. This time around, CMAS made this process so stress-free and we had our POS equipment within two weeks. I also appreciated his telephone training once we had received the POS equipment. We will not hesitate to refer to others looking for credit card processing services. A big Thank-you!” – Debbie Knutson Owner @ Integrated Professional Training

“When I first decided to look for merchant services was very honest, and forthcoming with any questions that I threw at them. I felt very well represented as a new business owner and I knew that they always had my best interest in mind. Even when there was a mistake in my paperwork which stopped the process altogether, they were there to ensure that I received a full refund. So when I was ready to re-apply for merchant services I did not hesitate to contact CMAS. It has been 1 month since I received my terminal and so far it has exceeded all of my expectations. I have had great customer service from the merchant provider CMAS recommended and I would without a doubt refer other Registered Massage Therapists to them. Knowing that they had a pre-negotiated rate for our profession made it an easy decision. Thank you for making my life a little easier!” – Cristy Gifford Owner @ Interactive Flex Health & Wellness

“I would highly recommend to any business in need of a merchant terminal. Their wealth of knowledge and patient time they spent explaining to me all of the many details involved with getting a merchant terminal for my small business was great and made the process so simple! The more I did my homework, the more I realized that navigating the many options available to me was truly complicated. Dealing with took the stress out of the process and he not only helped us find the best service for our needs but he helped us save money. Our terminal was up and running in just a few short days. Thank you to the team of for outstanding service!!” Kirsten Pelchat Owner @ Bel Canto School of Music

“I was contacted by while I was in the process of getting a Visa/Master Card/Debit Terminal from another company. The process was painfully slow with the company I was trying to get a terminal from and the client service I received from that company was terrible. I dropped the company I was originally working with to have (CMAS) take care of my payment processing needs. The service I received from CMAS was exceptional and in no time I had my terminal up and running. I would gladly recommend to any new/existing business owner looking for a Merchant Account Services, as the rates they find for you are cheap and the company services they recommended are great.” – Philip Alcock – Owner @ Core Health Spa

“Just a quick note of thanks for helping me navigate through the complexities of the POS merchant world. Without your help, I would be in a nightmare situation with other POS vendors and would have been pulling my hair! With your help, I know exactly what I am going into and had a POS System up and running within 5 business days! Not only that – I know I am getting really competitive rates – rates that the big banks can not offer. Thank you for the hand-holding and for going above and beyond the call of duty. I will DEFINITELY recommend anyone to your services.” Kim Chung – Director of SHOE THERAPY LTD.

“I have been with the company that recommended to me for a year now and I am extremely happy with them, and the savings compared to other companies. The machines are easy to use, even my customers have thanked me for using an easy to use machine, This merchant account brokerage is excellent, they took the time to go through everything with me, and explained how it all worked, I was a new owner and had no idea how to work any of it, they made it easy and fun, Thanks!” Roxanne Muir – Owner @ Karma Kollective Hair Studio

“All I can say is… I don’t know what I would have done with my business if you had not called me and told me you would be able to help me to get a debit machine. I was losing money by not been able to get one & the bank would not even look at me, but you and your company gave me a chance. I would and will refer you to any one I know who needs a great Merchant Account Broker.” Joyce Jones – Owner @ Wavelength Hair

“I have been a contented client of Canada Card Processing for over a year. I decided to cancel my previous payment processing company because of the expense of what they had to offer and the failure of that bank to meet my needs as a small business owner. The other major banks also failed to offer anything better. Within a short space of time, I was approached by three companies offering credit card and debit card transaction processing. They were all offering what seemed like similarly good deals. Who should I chose? CMAS was able to answer all my questions and was able to tailor the system to my own needs. What specifically appealed to me was that I did not feel that I was being pressured by to sign any agreement. CMAS presented the information in a professional manner and was able to effectively answer my questions. They then left me to make the buying decision. They were at my place of business for the installation of the system and was able to train me in its use. I am now past the one year anniversary since I installed the system. Indeed, the proof of the pudding is in the eating. As declared by CMAS, there are no hidden fees and everything has functioned to my satisfaction. I am also impressed on the few occasions that I have needed to contact the merchant account company’s help line. Their phone line has been answered promptly and their questions answered. In summary, I am a contented customer who would not hesitate to recommend’s professional services to anyone looking for an inexpensive but efficient credit card – debit cards processing system.” Timothy Phillips – Owner @ Healing on the Danforth

“Our Payment Processing Company has met all of our point of sale needs without any hassle. Setting-up all the equipment and showing us everything we needed to know. He made sure we felt confident with the system, and I would recommend him to any business with point of sale needs.” Kadina Yu & Patrick Whyte – Owners @ Conspiracy Culture

“I am a busy professional who has utilized CMASs services for all of my merchant card services for the previous 3 years. I have been completely satisfied with both the service and reliability of the companies has recommended to use for my merchant account services. Dat took his time to personally arrange and set up my merchant account including the hardware and continues to provide ongoing support when needed in a friendly, professional and expedient manner. It is good to know that CMAS is just a phone call away. Thank you.” Jeffrey D. Cowen – Chiropodist/Foot Specialist – Owner @ THE FOOT GURU

“I am a Optometrist in Winnipeg and recently opened ten offices. I contacted through their internet ad, lured by the promise of low discount rates, savings on the machines and reliable POS processing. It has been a year and everything has been great. They provided me with everything I needed in a timely, professional manner, and was helpful to my staff in the set-up. I would highly recommend and their services to any new merchant or existing merchant who wants to save money on their debit and credit card processing” Dr. Robert Kashin Owner @ Kashin Optometric Group

“I was referred to about 6 months ago when searching for a point of sales system that was both cost-effective and reliable. CMAS was very helpful and honest about what options were best suited for my business and offered additional tips as to how I could save money. They were patient in describing every detail of the contract and answered every question I had unbiased. As a result of this, I have obtained a wireless POS system from CMAS and have not had any problems since. I would recommend CPP to anyone who wants an honest opinion of what would be in their best interest.” Andre DeCairos – Owner @ Onsite Essentials

“I was using the telephone IVR service which was being discontinued and had happened to call, offering better rates than my previous provider and the opportunity to buy my own terminal. The service was excellent and efficient. I’ve been happy ever since.” Dr. Todd Baron D.C. – Owner @ Guildwood Chiropractic Centre

“Dear CMAS Team and potential customers, First of all, thanks! I must say doing business with you was fast, confidential, and a pleasure. During our first initial phone call, I had decided that there would be NO reason to look elsewhere for my POS terminal. You answered all my questions very confidently without a pressuring sales pitch. You made me feel like I was your only customer. Your efficient dealing had me up and running in a few short days. And for that I appreciate it. Not too mention the discounted rates compared to the local competition. The system is very user friendly. I would highly recommend He was very helpful to walk me through the set-up. Thanks again… I have and will continue to mention your name and service to anyone looking for a terminal.” Janice Egger – Owner @ Janice Egger RMT

“It is our pleasure to write this letter to thank you for all your help getting Havre Boucher Automobile Ltd. set up with MasterCard, Visa and Interac. It is rare today to find someone so passionate about their job. After doing our research into who we would use for our business we decided on your services because of how helpful you were to us, once we started getting setup it was you who kept calling us to make sure everything was going smooth, we never had to track you down for answers. Once again we would like to thank you for in all your help making this part of opening a new business trouble free for us. It has been and continues to be our pleasure to do business with you.” Gloria & Richard – Owners @ Havre Boucher Automotive Ltd.

“I have stumbled onto while researching on the net companies offering merchant services. Upon reading his information, I decided to contact them and see if they would get back to me. They answered the same day, and that in itself told me a lot. Long story short, they helped me set up my merchant account, the process was very swift and painless. They always got back to me within few hours if I had any questions or concerns. I am now able offer other ways of payments for my clients, which may open up a whole new door to people who don’t necessarily have cash on hand but are in need of services. I would highly recommend services to anyone.” Joanna Banka – Owner @ Turning Point Hypnotherapy

“ called me at my business and introduced me to their merchant account brokerage program. I have a dog grooming business and I did accept VISA at the time of the call. I was paying a much higher rate than they had offered. They also offered a very good rate on interac, so I decided to go with the terminal and the offer. My clients are very happy that they have a choice of payments with VISA, MASTERCARD, or INTERAC…many of my clients live on their cards and carry little or no cash. Thank-you for you services!” Wendy Varga – Owner @ Suds N Scissors Pet Salon

“ was very professional and so helpful to me to get my debit and credit card machine and accounts set up. Being in the arts business, I was not a good bet with the banks for a debit machine, but it wasn’t a problem with CMAS. They are merchant account geniuses who can make miracles happen. They are very knowledgeable and understanding of my personal circumstances as well as my art business. I highly recommend this merchant account brokerage. I am 100% happy with the service.” Shayli Vere Owner @ VereStudio & Gallery

“I have just received my new terminal, and I LOVE IT! Thank you so much for all of your help and advise, you definitely made my new venture into the world of Interac easy to understand and so much less intimidating than others I have spoken with. Doing business with you has been a pleasure, and I will certainly recommend you to anybody that requires your services. Thank you.” Nicole Johnson – Owner @ Criminal Couture

“When my MasterCard and Visa rates jumped to over 4%, I was forced to look around for better rates. Being very limited in my understanding of merchant account service providers and how it all works, I decided to give a try. This was definitely a smart move. They did all the work for me, and explained everything in detail, finding me rates of 1.85%. The machine arrived promptly. They walked me through the basics of the machine and we were all set to go. It’s been 2 full months now and we’re happy. If you’re shopping around for better rates, I would highly recommend checking out!” Jessie – Owner @ Organic Oasis Farm Store

“I am thrilled that I was able to find They do it right! As owner of a small fitness facility I seemed to spend most of my time chasing down people for their membership fees. Installing a POS system made all the difference in getting immediate payment, no more excuses “Ooops…forgot my cheque book.” The POS set-up was sooo easy and fast. Incredibly patient and helpful. They always followed-up and made themselves accessible for help and encouragement. Thanks CMAS” Richard Childs, Owner @ A Step Up Fitness Centre

“ made the entire process effortless and streamlined from the very beginning. They answered all of my questions in a friendly and efficient manner, and even accommodated my schedule with regard to contacting one another. I would highly recommend their services to any other individual or business who wants to work with attentive, dedicated, and hardworking people, such as the team at” Eryn Wicker – Owner @ Bliss Therapeutic Services

“I would like to thank you for the prompt and courteous assistance I received from you as soon as I called with to inquire about merchant services. Almost all of my income is reliant on the ability to accept Visa and MasterCard and until I was able to offer my clients credit card payments , my income stream came to a halt. It was a great relief to have you completely resolve the daunting task of becoming a merchant and get my business back up and running! I have appreciated deeply your very professional and expedient approach and will not hesitate to recommend you in the future.” Kim Divell – CEO of Franchiseek Canada

“Recently, our company was looking for a point of sale provider to accommodate: Visa, MasterCard and Debit transactions. After much disappointment, with the conventional banks, we came across They guided our company in a professional manner to achieve the best results in relationship to the most suitable and affordable equipment. They were efficient, professional, and always returned our phone calls and related e-mails. They are truly a professional in their field and we would highly recommend them to others in need for POS systems. Thanks again & Keep up the Great Work!” Lorne Clarkson President @ C&V Trailer Sales

“Recently, I have had the pleasure of CMASs personal and exemplary service in obtaining my merchant account. pays close attention to detail when setting up merchant accounts, especially for Sole Proprietors, such as myself. The approval turnaround time was only 24-48 hours and my account was all set up. This was the last hurdle to get my business off the ground and now I am set. CMAS is an efficient and extremely knowledgeable Brokerage who will meet your needs to succeed. Thank you.” Tamara Pegoraro – Owner @ Gateways Now!

“Dear CMAS, Thank you so much for all your support. Having set up credit card and debit card payments at the beginning of this year has improved our business tremendously. At first when we were looking at all the information available online, we were a bit confused and overwhelmed, but once we were lucky enough to get in touch with you, everything was much simpler. It really helped to have someone to talk to and ask questions. You were always available and ready to answer our numerous questions and concerns. Before, we were always hesitant about paying fees for such services, but as many small business owners will know, sometimes saving a few bucks here and there actually causes you to incur on higher costs elsewhere, particularly when it comes to sacrificing more of our personal time! I highly recommend any business owner to set this up. Your sales will increase, you will save time and your customers will appreciate it.” Nohra Jacobsen – Owner @ Easy Spanish

“After hearing of so many things to not do and avoid in starting a new business and getting set up with a POS system it was fabulous to get involved with and benefit from their experience, no pressure attitude and positive factual information in regards to selecting the best POS options for my new business. Their literature and quick responses to questions soon empower you to understand what you need to in getting the best POS solution for your business. I am grateful and very pleased with the excellent service they have provided at all levels of interaction and attention to detail. I would recommend anyone looking to educate and negotiate an agreement to with a POS system to speak with Canada Card Procesing and take advantage of their great service. Thanks very much.” Stephen Remillard – Owner @ First Stop Swap Shop

“I just would like to express my gratitude for the excellent and prompt service I was provided by As a new business owner it was difficult to find a financial institute willing to offer the service I received from CMAS. They answered my email quickly and provided superb service and guidance through the process. He treats you like a friend not a client, always checking to see how things are going and asks if there is anything he can help with. Just like to say ‘THANKS’ for the excellent service.” Jamie Stewart – Owner @ Bubblegum Kids

“I can’t recommend highly enough – they are prompt, knowledgeable, and they certainly understands the ins and outs of the business. They also deliver on highly competitive rates. They were pleasure to work with.” Dr. Mark Smolkin – Owner @ Travel Medicine on Bloor –

“I had the pleasure of working with in order to obtain a payment processing unit. They were there for me every step of the way and helped me obtain the unit that was most fitting given the nature of my business. I would be happy to refer CMAS to anybody I know and am glad we are still able to keep a relationship even after our work together has completed.” Jamie Chadwick – Owner @ Save Cell Communications

So glad to have found CMAS’s web site when looking for a debit machine for my tire and fast lube shop. They were very polite super fast service and a very honest guy everything up front no hidden (anything). CMAS saved me (cash) that stayed right in my pocket it just can not get any better than that he did not put me on the back burner, very fast service I was up and running in no time flat high quality equipment fast shipping fast set up. I will highly recommend CMAS to anyone and I already have, thank you for pro service.” Peter Pagonis – Owner @ Old Town Tire-n-Lube

“When I contacted, I already had negotiated good rates with another merchant account provider. I wanted to see whether they could find me a better deal. CMAS immediately found a payment processor who offered lower discount rates, set-up fee, and monthly fees. Not only that, the payment solution was better suited to my needs than the one I was initially offered by a different provider.

CMAS worked with me personally to find the right merchant solution for my business. They are not out to make a quick buck. Their service standards are high. They returned my phone calls and replied to emails within 24 hours. If you’re looking for a merchant account for your business, I urge you to give CMAS a call. At the end of the day, you will be glad that you did.Thuva Tharma, President @ BizImpact Publishing provided me with an affordable option to make my business run smoothly. I do trade shows part time and he set me up with a fantastic short term contract that far exceeds the competitors rates. They listened to my needs as a business owner and presented me with the best rate package. I have not found these rates with any other company. I’m just thrilled and hope to tell everyone I work with at trade shows to give them a call because they’ll save so much money in the end.Diana Coatsworth, Owner @ FlyBall Bags

“We needed a special card set up for our business. We do some work from the office, but also travel across Canada to industry specific trade shows, so our requirements were tough. came through with a great plan with low per use charges for us to use Mastercard and Visa. The system training was very straight forward and easy. Thanks for solving our card problems and letting us get on with business.” Corinne Whitmore @ Whitmore & Hobbs Emergency Technologies

“I have been trying to accomplish some task by myself that I simply was not able finalize. Your expertise was very appreciated and your follow up after the fact was the cherry on top of the cake. Thank you for the super fast excellent job.” Savard Cafetienda @

“It was a privilege to have received a very polite email from about their company offering a cost effective point of sale card processing merchant services. Weary about the economy and its impact on us small businesses, we are open to save more money in every way. CMAS offered us an added support that others had not. They had given us an open honest detailed analysis of what and how much we can save in comparison to what we were paying for the same services. It was up to us to decide. Without any hassle and fast, they were there every bit of the way to make the transition easy. I will not hesitate to recommend CMAS’s Services to any businesses big or small. I am happy that we made the change.” Melba – owner @ The Dogs AquaTherapy Ltd.

“What can I cay, made the entire process of finding an affordable POS system extremely pain-free. I was drowning in a sea of POS rates and percentages when I called him. My only regret is that I didn’t call them first because I was a prune by the time he fished me out of the turbulent waters. They were able to explain everything with simple, straight forward answers; no matter how random my questions where. I highly recommend their service, it’s top notch!” Mike Wollin – Owner @

“While in the process of setting up our VISA/MC/Debit Terminal Lease with some other companies, including our local bank, I decided to explore other options, including purchasing a terminal through a third party. While web-surfing, I came across’s web site and, although somewhat skeptical, I decided to contact them to see what they could do. Although we never met anyone in the company face to face, they were with me every step of the way until the Terminal arrived on my doorstep a couple weeks later. It was a simple process and CMAS did an excellent job. If you are an entrepreneur or small business owner looking for a great deal with your POS terminal, I would absolutely recommend for the job.” Ryan Wilson – Owner @ ProLawn Residential Lawncare